Employee Benefit Planning

Our objective is to become part of your professional team of representatives by providing high quality strategies, benefit design, rate negotiation, plan implementation, and problem solving. Our extensive experience with clients in a variety of industries allows us to help drive your planning process while aligning your long-range benefit planning with company goals.

Long Range Planning

  • Bryant Group assists you in developing long-range objectives.
  • We create new strategies for traditional problems.
  • We keep you up-to-date with new products and trends.
  • We provide hands-on skills in plan implementation and modification.

Plan Design and Rate Negotiation

  • Bryant Group helps you balance your goals, benefit needs, and budget to establish the best strategy for your company.
  • We assess alignment of current plan designs with long range goals.
  • We establish strategies to help ensure goals are accomplished.
  • We help you evaluate appropriateness of alternative funding arrangements such as fully-insured, self-funding, minimum premium, Administrative Services Only (ASO), and Medical Savings Accounts (MSA).
  • We design a plan that meets benefit needs and budget goals.
  • We help you maximize your negotiation power.
  • We analyze bid responses, claims data, and report findings.
  • We negotiate renewal rates with carriers including retention, trend projections and reserves.
  • We present market evaluation and make recommendations.
  • We consider plan design alternatives and potential premium savings versus employee exposure.
  • We establish implementation timetables for proposed changes.

Day to Day Administrative Services

  • Bryant Group assists you and/or your employees with questions or challenges with any claims.
  • We provide ongoing assistance with billing errors, enrollment cards, late enrollees, etc.
  • We help you reassess the appropriateness and efficiency of the plan design.
  • We obtain Schedule A's for the 5500 filings from carriers in a timely manner.
  • We assist with any miscellaneous administrative issues that arise.

Employee Communication

  • Bryant Group answers your employees' specific questions in a timely manner and with clear language.
  • We manage annual open enrollments of group insurance plans.
  • We design, produce or provide employee communications materials such as payroll stuffers or benefit outlines.
  • We evaluate and coordinate enrollment of HMOs, PPOs, etc.

Legislative Issues*

  • Bryant Group can assist you in complying with state and federal requirements regarding ADA, COBRA, TEFRA, ERISA, and HIPAA.
  • We keep you updated on pending federal, state, and local legislative issues.

Areas of Focus

Health Long Term Care Disability and
Voluntary Disability
Cafeteria Plans (Section 125) Life Business Travel and Accident
  • Medical
  • Dental and Voluntary Dental
  • Vision and Voluntary Vision
  • Group or Individual
  • Voluntary or Employer Provided
  • Long-term disability (LTD), employer-provided or voluntary
  • Short-term disability (STD), employer-provided or voluntary
  • Individual disability, employer-provided or voluntary
  • Premium only or full flex plan
  • Life and AD&D, employer-provided or voluntary
  • Group Universal Life

* The Bryant Group, AXA Advisors and AXA Network do not provide legal advice or services. Please consult with your legal counsel regarding your particular circumstances.

Funding Alternatives

We explore a variety of funding mechanisms for you, including:

  • Fully-Insured
  • Minimum Premium
  • Self-Insured
  • Employer Provided, Contributory and Voluntary Plans

Contact Us

For more information on employee benefit planning, please contact us.

Jeff J. Davis
Senior Vice President, Employee Benefits

Site Map



   Estate Planning Strategies

   Executive Benefits and Corporate Liability Planning

   Employee Benefit Panning



Privacy Policy

Privacy Notice


Bryant Group, Inc.

701 Market Street
Suite 1200
St. Louis, Missouri 63101

314.231.8066 Phone
314.231.4859 Fax

General Inquiries (non-AXA Advisors/AXA Network Business)
Roger Cammon, President & Co-CEO (AXA Advisors/AXA Network Business)

The information presented in this website is not intended to constitute an offer to sell or a solicitation in connection with any product, security, or service. This information is also not to be considered investment, tax, or legal advice. All text, images, logos, and other content on this site are property of Bryant Group Incorporated © 2019 All rights reserved. Associates of Bryant Group, Inc. are registered representatives offering securities through AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC, and offering annuity and insurance products through AXA Network, LLC. AXA Network, LLC conducts business in CA as AXA Network Insurance Agency of California, LLC, in Utah, as AXA Network Insurance Agency of Utah, LLC, and in Puerto Rico as AXA Network of Puerto Rico, Inc. Investment advisory products and services offered by duly-registered associates through AXA Advisors, LLC, an investment advisor registered with the SEC. Bryant Group, Inc. is not a registered investment advisor and is not owned or operated by AXA Advisors or AXA Network. Some associates of Bryant Group, Inc. are also registered representatives offering securities through M Holdings Securities, Inc., a registered broker/dealer, member FINRA, SIPC. John Hancock, Pacific Life, Prudential, Lincoln Financial, Sun Life, and Nationwide variable products are offered through M Holdings Securities, Inc. Bryant Group, Inc. is not owned or operated by M Holdings Securities, Inc. AXA Advisors and AXA Network are not affiliates of Bryant Group, M Holdings Securities, Inc. or M Financial Group. AXA Advisors and AXA Network are not licensed to conduct business outside of the United States, nor do they provide tax or legal advice. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly qualified. PPG-143591 (03/19) (exp. 3/23)

Copyright © 2019 Bryant Group, Inc. All Rights Reserved.  |  Privacy policy

Braynt Group logo